How can we help? / Debt Management

We are here to help you understand and manage your debt.

It can be easy to qualify for some types of credit, but the resulting debt can become a financial trap. After an unexpected financial emergency, such as a layoff or illness, many families find themselves caught in a cycle of unmanageable debt, unable to make the minimum payments.

We understand that every client’s financial situation is unique. Based on the information provided during your credit counseling session, your certified credit counselor may recommend a debt management plan (DMP).

If a debt management plan (DMP) is right for you, Financial Pathways of the Piedmont, in partnership with Navicore Solutions, will work with your creditors to potentially:

• lower your monthly payments
• lower or waive your interest
• stop collection calls
• waive late fees
• consolidate your debt into an affordable repayment plan.