Financial Education

All scheduled learning opportunities can be found on the calendar of events.

We are here to help you learn the skills you need to achieve and maintain financial wellbeing.

We provide a wide range of educational opportunities, from how to overcome a financial crisis to achieving financial goals. These include classes and workshops on basic finances as well as specialized credit, mortgage, and homeownership topics.

Learning Opportunities

Publically-Offered General Financial Education Classes

We offer financial education workshops to help people of all ages better manage their personal finances, plan for their financial future, and promote overall financial wellbeing.

To inquire about what financial education workshops may be of interest for your group, please contact Lisa Terry at (336)896-1191 Ext 1130 or click here for the request form and fee structure.

BEST TIPS

A basic introduction and overview to personal money management.

Budgeting Workshop

A session focused on how to create a livable budget.

FDIC Money Smart Curriculum

14 modules of varying topics from budget/credit to homeownership to how to survive or recover from a financial disaster. Click the link to see topics:

http://www.fdic.gov/consumers/consumer/moneysmart/adult.html

Financial Vision Boards

A fun and creative workshop to put your vision into action by creating a vision board that participants take home for continued inspiration.

Money Jungle

A ‘real world’ simulation that provides the youth an opportunity to experience making adult financial decisions in a fun atmosphere (tailored for youth aged 14-19 years old).

Psychology of Money

A workshop for adults to explore how to make their unique ‘money personalities’ work for them and how our values affect our spending.

Student Loan Debt Workshop

A jam-packed workshop for individuals who have already acquired students loan debt and want to learn how to navigate repayment options and information overload.

Understanding Credit Reports

A workshop for adults to learn what generates a credit report, how to read your credit report, and what affects your credit scores.

Wise Use of Credit

A workshop for adults to distinguish different types of credit, the true cost of credit, how to manage credit, and how to understand credit terms.

Topic-Specific Workshops

Homebuyer Education Workshops

In six to eight classroom hours, this workshop offers a comprehensive overview on the basics of buying a home. The workshop is offered to first time homebuyers and may be required for down payment assistance.

Home Maintenance Workshops

Learn tips on how to maintain your home and when you need to contact a professional.

Self-Guided Homebuyer Education

HomePaths is self-guided, online education for home buyers. Take this digital course at your own pace, anytime, anywhere!

Financial Fraud Awareness Workshop for Seniors

Older adults are often more vulnerable to financial fraud and are targets of financial scams. Senior Financial Care® maintains up-to-date information on the latest scams and educates and counsel seniors on how to identify and avoid becoming victims of fraud. Call to request a workshop for a church, club, or other group.

View the Senior Money Management FAQ

PHONE: 336-896-1328 or toll free 888-474-8015

FAX: 336-896-0481

senior.financial.care@financialpaths.org

Custom Workshops

Financial Pathways of the Piedmont offers customized classes based on interest and need.

Churches, schools, community, and other interest groups can request workshops or presentations if they have an available space or venue. There are fees associated with this service unless grant funds are available to support financial education workshops.

Employers can also request financial education workshops or lunch-n-learns for their employees in the workplace. A financially stressed employee is an employee at risk for low productivity, illness, and absenteeism. Through Financial Pathways, employers in the Winston-Salem area can offer one or a series of educational workshops in the workplace as a benefit to employees. Fees are determined by class size and frequency.

Contact Lisa Terry for Custom Workshop Inquiries

(336) 896-1191 x 1130

Lisa@FinancialPaths.org

Online Learning

Pre-Filing Bankruptcy Counseling Certificate

Check out our Bankruptcy Education page for more information about the bankruptcy-specific services and resources that Financial Pathways offers.

NOTICE: Financial Pathways of the Piedmont will no longer offer the bankruptcy pre-filing credit counseling courses or bankruptcy pre-discharge financial management course after November 30, 2020.

 

Pre-Discharge Debtor Education Certificate

Check out our Bankruptcy Education page for more information about the bankruptcy-specific services and resources that Financial Pathways offers.

 NOTICE: Financial Pathways of the Piedmont will no longer offer the bankruptcy pre-filing credit counseling courses or bankruptcy pre-discharge financial management course after November 30, 2020.

Online Credit and Debt Counseling

A qualified professional counselor can provide a face-to-face confidential, money management interview to help a client on the path to untangling bills and credit and organizing a livable budget.

An online version of this service is coming soon! 

Homepaths: Homeownership Online Course

Welcome to HomePaths!

This is a self-paced learning opportunity created by Financial Pathways of the Piedmont to guide aspiring homeowners through all steps of buying a home. It includes eight learning modules and a test.

Click here to get started

    1. Introduction: Learn the fundamentals of the home buying process and the basics of home mortgages.
    2. Credit Analysis and Household Budgeting: Employ good money management and the effective use of credit to create a realistic plan for meeting mortgage payments and other expected costs of home ownership.
    3. Selecting a Home and Neighborhood: Assess your housing needs and shop wisely for a home.
    4. Working with a Realtor: Learn the role of real estate professionals
    5. Financing a Home Purchase: Understand which of the available lending programs and mortgage products might best suit your needs.
    6. Applying for a Mortgage: Prepare for the loan application process to boost your chance for loan approval.
    7. Closing the Real Estate Transaction: Prepare to meet the obligations and expenses of closing the transaction.
    8. Maintaining a Home and its Value: Succeed as a homeowner by understanding all the rights, privileges and responsibilities of homeownership.

Fannie Mae

This HUD-approved program meets the needs of most homebuyers, including those with loans through the Fannie Mae’s HomeReady® program. It requires homebuyers to complete their education through Framework®, a Fannie Mae education partner. 

Small business Owners Online Course: Start RIght

If you dream of running your own small business and need help getting started, you’ll like Start Right: Build Your Own Business. Start Right: Build Your Own Business guides you step by step through the process of turning your dream into reality. You’ll learn how to write a thorough business plan, find the money you need to get started, and fully prepare yourself to set up, organize, advertise and run your own business. Start Right: Build Your Own Business gives you easy-to-understand information that will help you avoid many common, costly business mistakes. Start Right: Build Your Own Business is available as a hands-on workbook or as an online program.