Student Loan Debt
A student loan is money one borrows, usually with interest, to help pay for education expenses beyond high school, such as tuition and fees, books and supplies, and living expenses. Student loans have to be repaid; usually grants and scholarships do not.
How can we help? / Student Loan Debt
We are here to help you understand and navigate your student loan debt.
If you have federal or private student loan debt and seek trustworthy guidance on repayment options; contact Financial Pathways of the Piedmont to make an appointment with a nationally certified student loan counselor.
Whether you finished school many years ago, are a recent graduate, or haven’t completed your course of study; defaulted federal student loan debt can follow you into retirement. Negative consequences of defaulted student loan debt can result in wage garnishment, tax refund interception, and greatly impact your credit score.
If you are struggling with student loan debt, our NFCC certified student loan counselors can help you understand your options — such as deferment, forbearance, income-driven repayment, consolidation, even loan forgiveness programs — so you can make well-informed decisions regarding your financial circumstances.
Need help now? Get in touch.
(336) 896-1191 (local)
1-888-474-8015 (toll free)
Links and Resources
Your path to financial fitness starts with expert student loan counseling.
Student loan debt counseling is easy and affordable. Take the first step today.
Personal Student Loan Debt Counseling
Managing student loan debt can be overwhelming. There are numerous repayment options available. A one-on-one session with a certified student loan counselor, will provide information and repayment options for your individual situation.
Resolve the Consequences of Student Loan Default
Defaulted federal student loan debt can lead to wage garnishment and interception of tax refunds. A one-on-one session with a certified student loan counselor will explain the process and necessary steps to get your loans back into good standing.