Lorena Muñoz-Holladay
Bilingual Financial Counselor
- Certified Consumer Credit Counselor through National Foundation for Credit Counseling
Lorena@FinancialPaths.org
Ada Harshaw
Certified Credit and Housing Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
- Certified Housing Counselor through the North Carolina Association of Housing Counselors
- Certified HUD Counselor
- Serves on the Forsyth Eviction Diversion Committee
Ada@FinancialPaths.org
Kelly Kliman
Financial Counselor
- B.A. in History and Minor in World Religions, High Point University
Kelly@FinancialPaths.org
Jaceda Cherry
Housing Educator and Counselor
Jaceda@FinancialPaths.org
Deborah Litaker
Counselor, Senior Financial Care
- Certified Credit Counselor, Housing Counselor, and Student Loan Counselor through the National Foundation for Credit Counseling.
- Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency
- Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling (SHIIP)
- Certified Options Counselor
- Nationally Qualified HUD/HECM Reverse Mortgage Counselor
- Completed training in Foreclosure Prevention
- Completed HUD training in Loss Mitigation
- Associate Degree in Business Administration Management from Salem College
Deborah@FinancialPaths.org
Yolanda Anukwuem
FPP Receptionist/Administrative Assistant
Info@FinancialPaths.org
Sheryl Hardin
Representative Payee Program Coordinator
- Experience working with individuals with IDD and special needs for 25+ years
Sheryl@FinancialPaths.org
Brianna Doss
RPP Benefits Counselor
- Associates Degree, Pace University
Brianna@FinancialPaths.org
Tracy Thomas
Representative Payee Program Assistant
- B.A. in Psychology, Winston-Salem State University
Melissa Smrdel
Representative Payee Program Assistant
Melissasmrdel@FinancialPaths.org
Linda Thorns
Center for Homeownership Program Assistant
Linda@FinancialPaths.org
Lorena Muñoz-Holladay
Bilingual Financial Counselor
- Certified Consumer Credit Counselor through National Foundation for Credit Counseling
Lorena@FinancialPaths.org
Ada Harshaw
Certified Credit and Housing Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
- Certified Housing Counselor through the North Carolina Association of Housing Counselors
- Certified HUD Counselor
- Serves on the Forsyth Eviction Diversion Committee
Ada@FinancialPaths.org
Ada@FinancialPaths.org
Jaceda Cherry
Housing Educator and Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
Jaceda Cherry
Housing Educator and Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
Jaceda@FinancialPaths.org
Deborah Litaker
Counselor, Senior Financial Care
- Certified Credit Counselor, Housing Counselor, and Student Loan Counselor through the National Foundation for Credit Counseling.
- Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency
- Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling (SHIIP)
- Certified Options Counselor
- Nationally Qualified HUD/HECM Reverse Mortgage Counselor
- Completed training in Foreclosure Prevention
- Completed HUD training in Loss Mitigation
- Associate Degree in Business Administration Management from Salem College
Deborah@FinancialPaths.org
Yolanda Anukwuem
FPP Receptionist/Administrative Assistant
Info@FinancialPaths.org
Sheryl Hardin
Representative Payee Program Coordinator
- Experience working with individuals with IDD and special needs for 25+ years
Sheryl@FinancialPaths.org
Brianna Doss
RPP Benefits Counselor
- Associates Degree, Pace University
Brianna@FinancialPaths.org
Tracy Thomas
Representative Payee Program Assistant
- B.A. in Psychology, Winston-Salem State University
Melissa Smrdel
Representative Payee Program Assistant
Melissasmrdel@FinancialPaths.org
Linda Thorns
Center for Homeownership Program Assistant
Linda@FinancialPaths.org
Improving lives through financial counseling, coaching, and education.
Our Partners
The Piedmont Triad Regional Council (PTRC) is one of the 16 regional councils in North Carolina. Financial Pathways of the Piedmont is designated by the State of North Carolina to serve as the lead regional organization for the Piedmont Triad region.
Experiment in Self Reliance (ESR) works to eliminate poverty and homelessness by helping people help themselves.
The Mortgage Bankers Association (MBA) is the leading advocate for the real estate finance industry. The MBA represents and serves its members through a comprehensive array of capabilities and tools that enable members to successfully deliver fair, sustainable and responsible real estate financing within ever-changing business environments.
Financial Pathways of the Piedmont collaborates with multiple departments within the Forsyth County Government in order to fully support our clients. These departments include Department of Social Services, Adult Protective Services, the Guardianship Program, Housing and Community Development, and Budget & Management.
The Enrichment Center helps adults with intellectual and developmental disabilities reach their full potential.
Habitat for Humanity of Forsyth County (HFHFC) builds strength, stability, and self-reliance through shelter.
The Prosperity Center is a United Way collaborative between Goodwill Industries of Northwest North Carolina and Financial Pathways of the Piedmont. The Center assists individuals with a variety of needs aimed at helping them reach financial stability. Services include job search assistance, learning how to get and stay debt free and much more. We also offer various classes and workshops throughout the year, including free tax preparation, English as a Second Language, Computer Basics and others.
Strong at Home, a collaboration of five leading community agencies, has received grants from three major community funding organizations. This new project will improve the lives of families with young children in vulnerable neighborhoods.
The Asset Building Coalition (ABC) works to unite Forsyth County to raise awareness about asset poverty and its affects on individuals, families, and our community overall. The ABC promotes and supports coordinated strategies that everyone can work on together to build asset wealth for a more resilient Forsyth County.
The Winston-Salem Regional Association of REALTORS (WSRAR) is the voice for the real estate industry in the Winston-Salem Piedmont Area.
Financial Pathways works in tandem with the City of Winston-Salem‘s goal of providing affordable housing to its citizens. The Down Payment Assistance program provides below-market financing to first time homebuyers to be used towards the down payment for their first home.
Age-Friendly Forsyth (AFF) connects, informs, and engages aging adults and community partners to create a livable community through collaborative planning and action, and works with a variety of stakeholders and community members to ensure aging adults in Forsyth County are living their best lives.
Pivot Ministry exists to empower low-income women for better life and income-producing opportunities.
The Simon Green Atkins Community Development Corporation (SGACDC) is a non-profit organization that strives to foster community-based leadership focused on revitalizing the neighborhoods surrounding Winston-Salem State University.
NCHFA Community Partners Loan Pool
The Community Partners Loan Pool (CPLP) provides qualified home buyers with down payment assistance.
Forsyth County Economic and Community Development Department
The Affordable Homeownership Opportunity Program provides funds to assist with the down payment and closing costs associated with the purchase of a home by a low or moderate income, first time homebuyer in Forsyth County.
Financial Pathway’s Representative Payee Program works closely with the US Social Security Administration to ensure applications are processed quickly for clients who are required to have a payee. The Social Security Administration is also a strong referral source for this program.