Financial Pathways of the Piedmont

We provide services and resources to help individuals achieve financial wellbeing. We strive to provide credible, trustworthy assistance to clients to help them prosper and attain their goals.

Important Information on Financial Pathway's COVID-19 Response

We are here for you.

Although we continue to practice social distancing and/or masking for everyone’s health and wellbeing; our financial counselors are available and ready to serve. Please call 336.896.1191 or email to schedule your counseling session. Counseling sessions are held in person, virtually, or by phone. Get to know us before you really need us. Plan ahead! Thank you for visiting Financial Pathways of the Piedmont! Stay well!

Hablamos Español- 336-748-7031


Getting a regular wellness checkup from your doctor is a healthy habit.

Why not schedule a checkup for your financial health?

Start a new healthy habit today.

Our experienced, professional counselors can help you improve your financial wellbeing and help you achieve your financial goals in life, whatever they may be.

We’re here to help.

Our trained and certified credit and housing counselors are ready to provide the financial guidance and support you need. Select any topic below for more information.

Aging population

Our Senior Financial Care® (SFC) program works to help adults aged 60 and older improve the management of their finances so they can live independently and age in place.


A budget or spending plan is a plan for how to use the money you earn (income) to pay for expenses, set aside as savings, repay debt, and achieve your goals. Your overall financial situation is considered when creating a personal budget.

Credit Management

Credit history is a record of a borrower’s responsible repayment of debts. A credit report is a record of a borrower’s credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. A credit score is a three-digit range between 350 and 850 intended to predict an individual’s creditworthiness or how likely they are to repay debt.

Debt Management

Debt is money owed by a borrower to a lender or creditor. Debt is different from an immediate purchase because it is a deferred payment, or series of payments, owed in the future. Examples of common debt include car payments and home mortgages.

Financial Education

We provide a wide range of educational opportunities, from how to overcome a financial crisis to achieving financial goals. These include classes and workshops on basic finances as well as specialized credit, mortgage, and homeownership topics.

Foreclosure prevention

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan when the borrower stops making payments. The lender typically does this by forcing the sale of the home.

Fraud and Identity Theft

Anyone can become a victim of identity theft — more and more people are falling victim to this type of crime each year. Exposure of your personal information can put you at greater risk.

Home Downpayment Assistance

The Community Partners Loan Pool (CPLP) can provide qualified home buyers with down payment assistance.


An individual is a homeowner when they own the home in which they live, whether it be a home, townhome, or condominium.

Representative Payee Program

Financial Pathways provides services under the Social Security Administration’s (SSA) Representative Payee program, which was created by the federal government to assist vulnerable recipients of Social Security benefits.

Student Loan Debt

A student loan is money one borrows, usually with interest, to help pay for education expenses beyond high school, such as tuition and fees, books and supplies, and living expenses. Student loans have to be repaid; usually grants and scholarships do not.
If you are facing a financial challenge, help is a phone call away.

Financial pathways makes a big impact in the lives of people just like you.

In the past year we’ve worked hard to help people in our community and beyond improve their financial wellbeing and make progress toward achieving their goals.


in excess debt was paid down


in associated losses were prevented


preserved in property values

individuals improved their mortgage readiness or became mortgage ready

families avoided losing their home to foreclosure

clients improved their mortgage readiness or became mortgage ready

clients paid down $201,880 in excess debt

budgets were created for low-income individuals with developmental disabilities

Financial Pathways is a name you can trust.

We help our clients connect to credible, trustworthy financial resources and information to achieve financial wellbeing:

Did you know?

Financial Pathways specializes in working with senior citizens to help them meet their unique financial needs.
In Our Clients’ OWn words
“Growing up, I didn’t know many homeowners. I wanted to be a homeowner, but I didn’t see a way and I didn’t know how. Through the homeownership program at FPP, I found the way. I found the means to an end. There were wonderful people to help me, guide me, and give me the information and knowledge needed, and there to see me through the process. Life as a homeowner has made me feel independent. I feel confident that I can put a goal out there and obtain it. It also allowed my children to see that things don’t have to just be a dream.
Anonymous Client

“Financial Pathways is one of our community’s most precious, and most underutilized resources! As valuable to ANY citizen who wants greater control over their financial lives as it is for those dealing with financial crisis!  I wish I had discovered them earlier to better prepare my adult children for the financial world!”
David S.

“This was the first step I needed to achieve in getting to my financial goal. It gave me a better understanding of debt management. I didn’t know that so many people were in this same financial situation. Didn’t realize I wouldn’t end up filing for bankruptcy. FPP was a great financial tool I needed for education”
Anonymous Client

I was extremely impressed by the courtesy, professionalism, and effort the staff of this agency made to help me. I went in for counseling about obtaining a reverse mortgage for my elderly aunt. I expected just another government mandated waste of time session. Instead, I received a warm welcome and an extremely helpful adviser who helped me find several different ways to help keep my aging aunt in her home for the rest of her life. These folks are great!
Bill H.

“I would like to thank Lisa Engelkins and the rest of the staff for caring about my situation and giving me and my son relief in a time of hardship, not once but twice! Just when I thought the pathway was coming to a dead end, Financial Pathways reached out and helped us on our way down a new one! Thank you so much, you are in all our prayers! God bless you all!”
Anonymous Client

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