Lorena Muñoz-Holladay
Bilingual Financial Counselor
- Certified Consumer Credit Counselor through National Foundation for Credit Counseling
Lorena@FinancialPaths.org
Ada Harshaw
Certified Credit and Housing Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
- Certified Housing Counselor through the North Carolina Association of Housing Counselors
- Certified HUD Counselor
- Serves on the Forsyth Eviction Diversion Committee
Ada@FinancialPaths.org
Kelly Kliman
Financial Counselor
- B.A. in History and Minor in World Religions, High Point University
Kelly@FinancialPaths.org
Jaceda Cherry
Housing Educator and Counselor
Jaceda@FinancialPaths.org
Deborah Litaker
Counselor, Senior Financial Care
- Certified Credit Counselor, Housing Counselor, and Student Loan Counselor through the National Foundation for Credit Counseling.
- Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency
- Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling (SHIIP)
- Certified Options Counselor
- Nationally Qualified HUD/HECM Reverse Mortgage Counselor
- Completed training in Foreclosure Prevention
- Completed HUD training in Loss Mitigation
- Associate Degree in Business Administration Management from Salem College
Deborah@FinancialPaths.org
Yolanda Anukwuem
FPP Receptionist/Administrative Assistant
Info@FinancialPaths.org
Sheryl Hardin
Representative Payee Program Coordinator
- Experience working with individuals with IDD and special needs for 25+ years
Sheryl@FinancialPaths.org
Brianna Doss
RPP Benefits Counselor
- Associates Degree, Pace University
Brianna@FinancialPaths.org
Tracy Thomas
Representative Payee Program Assistant
- B.A. in Psychology, Winston-Salem State University
Melissa Smrdel
Representative Payee Program Assistant
Melissasmrdel@FinancialPaths.org
Linda Thorns
Center for Homeownership Program Assistant
Linda@FinancialPaths.org
Lorena Muñoz-Holladay
Bilingual Financial Counselor
- Certified Consumer Credit Counselor through National Foundation for Credit Counseling
Lorena@FinancialPaths.org
Ada Harshaw
Certified Credit and Housing Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
- Certified Housing Counselor through the North Carolina Association of Housing Counselors
- Certified HUD Counselor
- Serves on the Forsyth Eviction Diversion Committee
Ada@FinancialPaths.org
Ada@FinancialPaths.org
Jaceda Cherry
Housing Educator and Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
Jaceda Cherry
Housing Educator and Counselor
- Certified Credit and Housing Counselor through the National Foundation for Credit Counseling
Jaceda@FinancialPaths.org
Deborah Litaker
Counselor, Senior Financial Care
- Certified Credit Counselor, Housing Counselor, and Student Loan Counselor through the National Foundation for Credit Counseling.
- Certified Reverse Mortgage Counselor through the North Carolina Housing Finance Agency
- Certified through the N.C. Seniors Health Insurance Information Program to provide insurance counseling (SHIIP)
- Certified Options Counselor
- Nationally Qualified HUD/HECM Reverse Mortgage Counselor
- Completed training in Foreclosure Prevention
- Completed HUD training in Loss Mitigation
- Associate Degree in Business Administration Management from Salem College
Deborah@FinancialPaths.org
Yolanda Anukwuem
FPP Receptionist/Administrative Assistant
Info@FinancialPaths.org
Sheryl Hardin
Representative Payee Program Coordinator
- Experience working with individuals with IDD and special needs for 25+ years
Sheryl@FinancialPaths.org
Brianna Doss
RPP Benefits Counselor
- Associates Degree, Pace University
Brianna@FinancialPaths.org
Tracy Thomas
Representative Payee Program Assistant
- B.A. in Psychology, Winston-Salem State University
Melissa Smrdel
Representative Payee Program Assistant
Melissasmrdel@FinancialPaths.org
Linda Thorns
Center for Homeownership Program Assistant
Linda@FinancialPaths.org
Improving lives through financial counseling, coaching, and education.
About Financial Pathways of the piedmont
Diversity and Inclusion Statement
At Financial Pathways, we aspire to reflect and embrace our belief that all people deserve fairness and justice. We acknowledge and appreciate the visible and invisible qualities that make each person unique. By committing to align our culture and business practices to be a beacon of inclusion, we can create an environment where all people are welcome and able to thrive.
What is Financial Wellbeing?
Regardless of one’s age, race, income, livelihood or first language, everyone has a desire to achieve financial well-being, in which he/she:
Feels in control of day-to-day finances
Has the capacity to absorb a financial shock, loss, or expense.
Is on track to meet financial goals, whatever they may be
Has the financial freedom to make some choices that make life enjoyable
Our Mission
Helping people build financial wellbeing.
What We Do
Many area residents struggle with debt, lost jobs, or low wages. Some lack the financial literacy to solve common money problems, and many feel shame and blame themselves. Our expert, certified financial educators and counselors offer confidential, caring assistance, free or for a very low fee.
We help individuals and families:
Resolve debt
Learn to budget and use credit wisely
Avoid foreclosure and other financial crises
Set and meet financial goals such as saving for education or homeownership
We serve clients through:
Classes in financial literacy and other specialized topics
One-on-one counseling and coaching
Place-based interventions and outreach to diverse communities
Financial pathways is a name you can trust.
We help our clients connect to credible, trustworthy financial resources and information to achieve financial wellbeing.