The State Home Foreclosure Prevention Project (SHFPP) is a partnership of government agencies, HUD-approved housing counseling agencies, legal assistance organizations, mortgage servicers and community organizations. SHFPP provides homeowners with referrals to free resources through partner housing counseling agencies that may be able to help them avoid foreclosure. Help is offered to any N.C. homeowner who has received a 45-day pre-foreclosure notice via a “Foreclosure Help” letter from the N.C. Housing Finance Agency, giving a toll free number to call.

As a HUD-approved counseling agency and SHFPP partner, Financial Pathways can review clients’ situations with them, identify options to avoid foreclosure, link low-income clients to legal assistance, and help clients work with their mortgage servicers. Counseling is available over the phone and face-to-face.

Visit the NC Foreclosure Prevention Fund website for more information.

Frequently Asked QuestionsView the Foreclosure Prevention FAQs
Phone336-896-1191 or toll free 888-474-8015