Many North Carolina homeowners struggle to make their mortgage payments due to job loss or reduction of income through no fault of their own or because of an unforeseen temporary financial hardship, such as a divorce, serious illness or death of a co-signor. For North Carolina residents searching for help, the NC Foreclosure Prevention Fund™ exists to help avoid foreclosure.

The MPP (Mortgage Payment Program) offers qualified homeowners zero-interest loans of up to $36,000 to pay mortgage and other related expenses for up to 36 months. The loan can also be used to bring mortgage payments current. The Second Mortgage Refinance Program may help refinance a high-cost second mortgage and reduce monthly payments to an affordable level.

To schedule a counseling appointment or register for an MPP workshop, phone 336- 896-1191 or toll free 888-474-8015. To register on-line for the MPP workshop click here.

Other helpful online resources:

Frequently Asked QuestionsView the Foreclosure Prevention FAQs
Phone336-896-1191 or toll free 888-474-8015