The Financial Pathways’ counselors are trained and certified to enhance an aspiring homeowner’s ability to be approved for a mortgage. We can specifically help clients identify and address the credit issues that can present barriers to homeownership by helping clients to obtain and understand their credit scores, explore options for improving credit reports, create livable budgets, define financial goals, form a savings habit, and use credit wisely. These steps can move the goal of homeownership within reach.

The official website for obtaining the free reports is