People who intend to file bankruptcy are required by law to complete a Bankruptcy Pre-Filing Certificate Counseling Certificate with an approved nonprofit agency before beginning the process. Financial Pathways of the Piedmont is approved by the North Carolina Bankruptcy Administrator in compliance with the Bankruptcy Code to provide this counseling and certificate to all residents of North Carolina. (This approval does not endorse or assure the quality of an agency’s services.)

Clients may receive counseling on the face-to-face, online, or in cases of hardship, phone counseling is also available. We provide a certificate on completion of the 60-to-90 minute session.

Click here to view the Agreement and Notice for Online Bankruptcy Certificates and sign up for the Pre-filing Bankruptcy Counseling Certificate online course.

If you have previously signed up for a course and are returning to complete your certificate program, please click here.

Frequently Asked QuestionsView the Bankruptcy FAQs
Phone336-896-1191 or toll free 888-474-8015